PRIVACY NOTICE

Protecting the personal information of our customers is something we take very seriously at Insurance Designers. This Privacy Notice explains the types of personal information we collect, how we protect it, and how we may use it. This notice also tells you how you can limit disclosure of your personal information. This notice applies to current and former customers. We will send our current customers our most recent notice at least annually. We may amend this notice from time to time.

TYPES OF PERSONAL INFORMATION WE COLLECT AND MAY DISCLOSE

We maintain physical, electronic, and procedural safeguards that meet or exceed applicable law to protect your personal information. We may collect personal information from:
Forms. Most of the information we need is included on the application and other forms you complete.
Third parties. The kind of data we gather depends on the type of your policy or contract. This may include financial and medical data, motor vehicle reports, claims reports, and credit reports. We may also obtain information from reputable consumer reporting agencies.
Transactions or Experiences. Your file may contain information based on our transactions and experiences with you, such as your payment history.
Other sources: Such as your employer and other third parties.

REQUESTING A COPY OF YOUR PERSONAL INFORMATION

To obtain a copy of your personal information, simply send a written request to the applicable address below. Please include a copy (not the original) of some type of personal identification, such as a driver's license. We will respond within 30 business days after we receive your request.

Insurance Designers
4121 Parker Ave
West Palm Beach, FL 33405

We will not send you certain documents related to claims or lawsuits and medical information received from a health care provider. You will need to obtain your medical information directly from the health care provider.
Upon your written request, we will inform you if we obtained a consumer report about you and the name and address of the reporting agency.
If you believe any of the information we have about you is incorrect, please notify us in writing. We will research and correct any errors we find. If we do not find any errors, you may send us a statement disputing the information. We will send the correction or statement to anyone who received the original information. Please contact us if you have any questions about your right to access or want us to correct information in your file.

AFFILIATES TO WHOM WE MAY DISCLOSE PERSONAL INFORMATION

We may disclose your personal information to other Insurance Designers companies (our "affiliates"). Our affiliates include life, car and home insurers, securities firms, broker-dealers, a legal plans company, and financial advisors.

NON-AFFILIATED THIRD PARTIES TO WHOM WE MAY
DISCLOSE PERSONAL INFORMATION

Non-affiliated third parties are not part of the Insurance Designers family. We may disclose your personal information to them with your consent. We may share your information to service and administer our business as permitted by law. We require our vendors to keep your personal information strictly confidential. We may also disclose your information to reputable companies that market products or services that may interest you.

IMPORTANT PRIVACY CHOICES

This section describes your privacy choices. We will comply with your choice in accordance with federal law and the privacy laws of your state.

DISCLOSURE TO NON-AFFILIATED THIRD PARTIES

If you write us at the above address and instruct us, we will not disclose personal information to non-affiliated third parties, except as permitted by law. Please include your full name (first, middle, last), complete address, telephone number, and your policy number or social security number,
Disclosure is permitted by law for purposes such as to:
• Service or maintain your policy or annuity contract or process a transaction that you request
• Perform services or marketing on our behalf
• Protect the confidentiality or security of our records, products, and services
• Assist us in responding to your inquiries or complaints
• Comply with legal requirements
Non-affiliated third parties may include but are not limited to:
• Your insurance agent, broker, agency, or registered broker-dealer
• A government agency, self-regulatory organization, or other organization examining our records and/or practices
• Your attorney, trustee, or anyone else who represents you or has a legal interest in your policy
• Persons to whom a court requires us, by order or subpoena, to provide information
• Third parties who perform services or marketing on our behalf, including third party administrators and investigators
• Persons or organizations that conduct actuarial or research studies, provided that no individual is identified in any report
• An insurance support organization or another insurer to properly underwrite a risk, prevent or prosecute fraud, or detect other criminal activity. The organization may prepare a report. As allowed by law, they may disclose the report to others.
• Insurance rate advisory organizations
• Consumer reporting agencies

SHARING WITH INSURANCE DESIGNERS AFFILIATES
FOR MARKETING PURPOSES

The law allows us to share with our Insurance Designers affiliates any information about our transactions or experiences with you. If you prefer that we not share your name with our Insurance Designers affiliates to enable them to market their products or services to you, please follow the instructions on the Insurance Designers Privacy Statement screen on this website. If you make such a request, we will not share any of your other information with our Insurance Designers affiliates, unless otherwise permitted by law.